The5ers (also written The 5%ers) is a proprietary trading firm operated by Five Percent Online Ltd., a company registered in Israel with company number 515864007. It was founded in 2016, which gives it about ten years in operation, a longer track record than many evaluation-based prop firms. Traders buy a challenge, trade a simulated account under fixed loss limits, and, if they meet the target, move on to a funded account with a profit split.
The current lineup has seven challenges in two shapes. Five are one-step accounts with a 10% target, a 3% daily loss limit and a 6% max loss. Two are two-step accounts with a wider 10% max loss. All seven run on MetaTrader 5 with 1:100 leverage and a 50% consistency rule. The profit split is 75%-25%, the main trade-off to weigh against the firm’s history and its low two-step pricing.
Who operates The5ers
Its website is the5ers.com, which also hosts the account dashboard. The firm predates the large wave of prop firms that launched in the years after 2016, and its offering has expanded from forex into futures, with the two markets sold as separate challenge types.
The firm covers two instrument groups:
- Forex and other CFDs, traded through MetaTrader 5
- Futures, offered as its own program line
Programs and challenge prices
One-step programs: Summer Plan CFDs, Summer Plan Futures and Pro Trader
The one-step accounts share the same risk frame: 10% profit target, 3% daily loss, 6% max loss, no minimum trading days and a one-time fee.
- Summer Plan CFDs comes in $50K for $179 and $100K for $249.
- Summer Plan Futures mirrors those sizes and prices: $50K for $179 and $100K for $249.
- Pro Trader costs $179 for $50K, with a 10% profit target described as “for scaling” rather than a plain pass target.
Here is the cost per $10,000 of account size, calculated as the fee divided by account size in $10K units:
| Program | Size | Fee | Cost per $10K |
|---|---|---|---|
| Summer Plan (CFDs or Futures) | $50K | $179 | $35.80 |
| Summer Plan (CFDs or Futures) | $100K | $249 | $24.90 |
| Pro Trader | $50K | $179 | $35.80 |
The $100K one-step costs less per $10K than the $50K version, but the dollar loss limits double with it. A trader who would struggle to stay inside a $6,000 drawdown on a $100K account gains nothing from the lower unit price.
Two-step programs: Summer 10/5 and Summer 8/5
The two-step accounts are both $100K and split the target across two phases.
- Summer 10/5: 10% in phase one, 5% in phase two, $149.
- Summer 8/5: 8% in phase one, 5% in phase two, $179.
Both carry a 3% daily loss and a 10% end-of-day max loss. At $149 for $100K, Summer 10/5 works out to $14.90 per $10K, and Summer 8/5 to $17.90 per $10K, the two cheapest unit prices in the lineup. The extra $30 on Summer 8/5 buys a phase-one target that is two percentage points lower.
Summer 10/5 carries a 75%-25% split.
The futures offering
The futures line is sold under the Summer Plan Futures name. Separately, the firm’s announcements include a $25K futures account at $59 with a 6% scaling profit target.
Terms to confirm before buying
Several terms are unclear and should be checked with the firm before purchase. Pro Trader’s 10% target is described as “for scaling”, which suggests it is tied to account growth rather than to passing an evaluation, and the account has no stated max loss type. The Summer 8/5 profit split is not given. The $25K futures account sits outside the seven-challenge lineup, so its loss limits and split need confirming. The firm’s rules define whether the EOD max loss uses balance or equity and when the trading day closes, which decides how far an open losing position can drift during the session. The base on which the 3.5% payout commission is charged, and which platform futures accounts run on, should also be confirmed.
Rules that shape day-to-day trading
Profit target versus drawdown
The ratio of max loss to first-phase target shows how much loss room an account gives per unit of target:
- One-step accounts: 6% ÷ 10% = 0.6
- Summer 10/5: 10% ÷ 10% = 1.0
- Summer 8/5: 10% ÷ 8% = 1.25
A higher figure means more room to absorb losing trades on the way to the target. On that measure Summer 8/5 is the most forgiving in phase one, and the one-step accounts are the tightest. The one-step accounts compensate by needing only a single phase.
Daily loss and max loss in dollars
Hypothetical example, $100K one-step account:
- Profit target: 10% = $10,000
- Daily loss limit: 3% = $3,000
- Max loss: 6% = $6,000, measured end of day (EOD)
Two bad days of $3,000 each would exhaust the entire $6,000 max loss without either day breaching the daily limit. The two-step accounts, with the same 3% daily limit but a 10% max loss, would survive three such days with $1,000 to spare.
The EOD label means the max loss is tied to end-of-day values rather than every intraday swing.
The 50% consistency rule
Every challenge carries the same consistency rule: no single trading day can account for more than 50% of total profit. This prevents passing on one oversized win.
Hypothetical example: a trader on a $100K one-step account reaches $10,000 in profit, and one day contributed $6,000. That day is 60% of total profit, above the cap. To bring it to 50%, total profit would need to reach at least $12,000 ($6,000 ÷ 0.50), which means $2,000 more in profit made on other days.
The practical effect is that the target is a floor, not a finish line, for anyone whose results cluster in a few big sessions. Traders who scale in steadily rarely bump against it. Traders who wait for a single news event and size up for it will meet it often.
Leverage, time and minimum days
- Leverage: 1:100 across all seven challenges.
- Minimum trading days: none on any challenge.
- Time limit: unlimited on the $149 Summer 10/5.
With no minimum days, the consistency rule becomes the main brake on finishing quickly: a trader can pass in a short period only if profits are spread across at least two days in a proportion that keeps the biggest day at or below half.
Payouts and withdrawals
The5ers pays a 75%-25% profit split through three external payout methods:
- Rise
- Cryptocurrency
- Bank transfer
There is also a fourth option, Hub Credits, which are non-withdrawable. They stay inside the firm’s ecosystem rather than reaching your bank account. According to the firm’s announcement, external payout methods carry a 3.5% commission.
Hypothetical example: a funded trader makes $4,000 in gross profit. At a 75% split the trader’s share is $3,000. If the 3.5% commission is applied to that share, it costs $105, leaving $2,895.
That commission narrows the effective split below the headline 75%. FundedNext offers 80%, Tradeify 90% and Topstep a 90/10 split, but those firms attach their own conditions, such as minimum winning days. The FundedNext review, Tradeify review and Topstep review cover those terms.
The5ers does not publish a total amount paid to traders.
Platform and markets
The5ers runs on MetaTrader 5. That suits traders already using MT5 indicators, expert advisors or templates, and CFD and forex traders will not need to learn a new terminal.
Eligibility and restricted countries
The firm does not accept traders from 30 countries and territories. The list includes sanctioned jurisdictions such as Russia, Belarus, Iran, North Korea and Syria, along with several that some other firms do accept, including Israel, Lebanon, Iraq and Venezuela. Anyone resident in a listed country cannot use the service, regardless of program.
Discounts
The5ers offers no public discount code. That matters most when comparing headline prices: competitors sometimes advertise steep percentage discounts, while The5ers’ prices are the prices paid. Comparing per-$10K cost after any discount is a fairer test, and the cheapest prop firm challenges rank that across firms.
Reputation on Trustpilot
The firm had 42,238 Trustpilot reviews when we read the page on 13 November 2026. Of those, 37,587 are five-star and 1,299 are one-star, with comparatively few in the middle (319 three-star and 138 two-star). One-star reviews make up about 3.1% of the total, which points to strong overall sentiment alongside a small but distinct group of very dissatisfied reviewers.
Strengths and trade-offs
Strengths
- Track record: operating since 2016, under a named legal entity registered in Israel.
- Low two-step pricing: the $149 Summer 10/5 is $14.90 per $10K of account size.
- No minimum trading days on any challenge.
- Generous drawdown on two-step accounts: a 10% EOD max loss gives more room than the 6% on one-step accounts.
- One rulebook across programs: the same 3% daily loss, 1:100 leverage and 50% consistency rule apply everywhere, so switching programs does not mean learning new limits.
Trade-offs
- 75%-25% split, below the 80% to 90% several competitors offer, with a further 3.5% commission on external payouts.
- Tight one-step drawdown: 6% max loss against a 10% target leaves little margin.
- Consistency rule can push the effective target above 10% for traders with uneven daily results.
- Limited platform choice: the site names only MT5 and TradingView.
How we checked The5ers
We visited the5ers.com on 13 November 2026, connecting from Tallinn, Estonia. We opened the home page, scrolled to the footer and followed its “Company” and “Terms & Conditions” links. In the pricing block we clicked the “CFDs”, “$50K”, “$100K” and “Futures” tabs to reveal plan details. After that we read the FAQs, the futures FAQs and three rule articles covering Bootcamp scaling, Bootcamp leverage and prohibited trading practices. The footer names the operator as FIVE PERCENT ONLINE LTD, “a company registered in Israel with company number 515864007”, with a registered office in Raanana. We saw no risk warning.
Prices were easy to find. The 1-step Growth account was listed at USD 52 for $5K. Futures Day Trade showed USD 59 for $25K and USD 100 for $50K. Its rules include a 4% profit target for payout, a 4% end-of-day max loss and a 40% per-position consistency rule, and the fee is “Refunded on 3rd payout.” According to the Bootcamp article, leverage there is set to 1:30. The prohibited trading practices page rules out high-frequency trading, copy trading and bracketing high-impact news with pending orders. Clicking “Get Started” took us to hub.the5ers.com, where one price was visible. We stopped there, so we cannot say whether an account is needed before payment.
We ran no register check. The site claims no licence in a register we can query, only an Israeli company number.
On Trustpilot, read on 13 November 2026, The5ers scored 4.7/5 from 42,238 reviews. Of those, 90% were five-star and 3% one-star, and the company has claimed its profile. The Wayback Machine’s first capture of the domain dates from 16 May 2016. Records show the domain was registered on 20 October 2015. We could not confirm the company number against official Israeli records, and the individual payout figures shown on the home page are the firm’s own claims, which we had no way to check.
Who The5ers may suit
The firm fits traders who already work on MT5, trade forex or CFDs with steady daily risk, and want an evaluation without minimum days. The two-step Summer accounts suit those who prefer more drawdown room and a lower entry price and are comfortable passing two phases. The one-step Summer Plan accounts suit traders confident they can reach 10% while keeping total losses under 6%.
It is a weaker fit for traders whose returns come from a few large days, because of the 50% consistency rule, and for traders who weigh the profit split above everything else.
Alternatives
| Provider | Score | Fee | Split | Payouts | |
|---|---|---|---|---|---|
| 6.6/10 | $550 | 80% | 5 business days | Review | |
| 7.7/10 | $76 | 90% | 5 winning days | 150K Account: $250 minimum profit per day | Review | |
| 6.4/10 | $599 | 90/10 profit split | after every 5 winning days of $150+ | Review |