My Funded Futures (MFFU) is a futures proprietary trading firm run by MyFunded Futures, LLC, a US company that launched in November 2023. Traders buy an evaluation, trade a simulated account under MFFU’s rules, and receive a share of simulated profits as payouts. The firm sells five plans, Builder, Rapid, Rapid EOD, Pro and Studio, which differ more in drawdown type, payout timing and route to Live trading than in price. Overall, MFFU offers fast payouts and little consistency pressure, but every payout comes from a simulated account, and Live trading follows a review, not an automatic step, on every plan.
How the MFFU plans differ
Trading covers futures on the CME, CBOT, COMEX and NYMEX exchanges. Equities, equity options, cryptocurrencies, CFDs and OTC products are not permitted. Funded accounts start in a simulated environment (MFFU calls this Sim Funded), and each plan has its own route to a Live account.
Builder
Builder is the only plan with a 50% consistency rule: no single trading day may account for more than half of the profit that counts toward a payout cycle. The 25K Builder has a $3,000 profit target, a choice of a $1,500 or $2,000 end-of-day (EOD) trailing max loss, and a one-day minimum. A 50K Builder has a $2,000 default EOD max loss with a $1,500 add-on option. The split is 80/20, and payouts can be requested every 48 hours.
Builder payout rules:
- First payout eligibility starts 48 hours after the first Sim Funded trade.
- Each cycle needs at least 2 trading days and must pass the 50% consistency check.
- Builder allows up to 5 Sim payouts. After that, the account becomes eligible for the Live transition, which includes a 30-day Live review.
Rapid and Rapid EOD
Rapid payouts run daily, and first-payout eligibility begins 24 hours after the first trade, once the buffer and minimum profit are met. Neither Rapid nor Rapid EOD has a consistency rule. Both pay a 90/10 split.
The two differ in how the max loss trails:
- Rapid uses an intraday trailing max loss that follows your highest unrealized equity, so a trade that runs up and then reverses can tighten your limit even if you close flat.
- Rapid EOD trails only at the end-of-day balance, so intraday swings do not move the limit.
Rapid comes in 25K, 50K, 100K and 150K sizes. Rapid EOD comes in 25K and 50K. Rapid EOD has a 4-day minimum, compared with 2 days for Rapid. MFFU also publishes a separate Rapid Live transition process.
Pro
Pro is the plan most affected by recent changes. MFFU redesigned Pro for 50K, 100K and 150K accounts, and Pro accounts bought before the redesign keep their original rules. The 50K Pro has a $3,000 target, a $2,000 EOD trailing max loss, an 80/20 split and bi-weekly payouts.
Under the redesigned Pro:
- First payout eligibility starts 14 calendar days after the first Sim Funded trade, once the buffer is fully cleared. Requests can then be made every 14 calendar days, with a $1,000 minimum.
- After the first payout, the max loss limit (MLL) stops trailing and becomes static at starting balance plus $100: $50,100, $100,100 or $150,100.
- Total Sim Funded payouts are capped at $100,000 per user. Profit above that cap is forfeited on new Pro products.
Studio
Studio plans are the smallest accounts: #003 at $5K, #001 at $10K and #002 at $20K. Each has a static max loss of 5% of the account ($250, $500 and $1,000) and a profit target of 10% ($500, $1,000 and $2,000). Payouts are available anytime at 80%, with a minimum request of $250 for #001 and #002, or $100 for #003. There is no consistency rule and no minimum trading days. The inactivity rule is 7 calendar days.
The buffer: what has to happen before a payout
Most MFFU funded accounts require you to clear a buffer before any payout. For Builder, Rapid and Rapid EOD it equals the max loss limit plus $100, so MLLs of $1,000, $1,500, $2,000, $3,000 and $4,500 give buffers of $1,100, $1,600, $2,100, $3,100 and $4,600. On Rapid that means $1,100 at 25K, $2,100 at 50K, $3,100 at 100K and $4,600 at 150K. Rapid EOD uses the 25K and 50K figures, and the redesigned Pro uses the 50K, 100K and 150K figures.
Builder adds a net-profit requirement on top of the buffer. That requirement, along with the payout minimums and maximums, rises with the MLL:
| Builder buffer | Net profit above buffer (first payout) and since last payout (later ones) | Minimum payout | Maximum per cycle |
|---|---|---|---|
| $1,100 | $250 | $250 | $1,000 |
| $1,600 or $2,100 (by MLL selection) | $500 | $500 | $2,000 |
| $3,100 | $1,000 | $1,000 | $3,000 |
| $4,600 | $1,500 | $1,500 | no stated cap |
Hypothetical example (Builder, $1,500 MLL). The buffer is $1,500 + $100 = $1,600. The first payout needs $500 of net profit above that buffer. The account therefore has to be $2,100 above its starting balance before the first request, and the request must be at least $500. The 80/20 split then applies to what you withdraw.
On Rapid, the minimum withdrawal after clearing the buffer is $500. Later payouts unlock at $250 of net profit since the previous payout on 25K, or $500 on 50K, but the $500 minimum request still applies. A 25K trader with only $250 since the last payout has unlocked a payout but cannot yet submit one.
Pro Live transition and the Reserve
Getting reviewed for Live. A Pro account is reviewed for Live after one of these:
- three consecutive payouts on the same account
- reaching the $100,000 payout cap
- an invitation from MFFU’s Risk team
Reaching $20,000 in profit also triggers a review.
Live account terms. New Pro Live accounts start at a $0 balance and use EOD trailing loss allowances:
| Pro size | Live loss allowance | Max contracts |
|---|---|---|
| 50K | $2,000 | 2 |
| 100K | $3,000 | 3 |
| 150K | $4,500 | 4 |
Live accounts have no daily loss limit, a $250 minimum payout and an 80/20 split.
The Reserve. When a Pro account moves to Live, its Sim Funded profit is held as a Reserve. The Reserve is paid as a performance bonus only after both of these are met:
- 20 profitable Live trading days
- cumulative gross Live payouts of $10,000, $20,000 or $30,000, by account size
If several Pro accounts move to Live, their Reserves combine and the payout threshold rises with the number of accounts moved.
If the Live account breaches. The Reserve first covers any negative Live balance. Whatever remains returns to a withdrawal-only Dormant Sim Funded account:
- Profit above the buffer pays at 80/20.
- The buffer itself pays at 50% if the Sim account had fewer than 30 trading days, or 80% after at least 30.
- After that withdrawal the Sim account closes.
- A 21-calendar-day cooldown follows. During it you cannot trade Sim Funded accounts or buy evaluations, resets or new accounts. Dormant accounts reactivate afterward.
Legacy Pro accounts. Pro products bought under the old rules keep all of them:
- Live accounts retain a static drawdown and the old unlock condition of 20 winning days at 4% of starting balance plus 3 payouts.
- They do not enter the Reserve on Live transition.
- They keep the one-time early withdrawal of up to 60% of profits within the buffer, with a $1,000 minimum request.
Trading rules that apply across accounts
Session hours and auto-liquidation
The trading session runs from 6:00 PM to 4:10 PM Eastern. Holding positions past the session is not allowed. On regular non-holiday trading days, MFFU closes open positions automatically at 4:10 PM Eastern, and that auto-close does not count as a breach.
Two exceptions can cost you the account:
- Holiday early closes. Auto-liquidation does not happen at an early market close. You must flatten before the published holiday close or risk a breach.
- Orders after 4:10 PM. Repeatedly submitting orders after the cutoff can sometimes get one filled, which disqualifies the account.
Contract limits
Position size is capped by account size, and the caps differ between evaluation and Sim Funded:
| Account | Evaluation | Sim Funded |
|---|---|---|
| 50K | 3 minis or 30 micros | 3 minis or 3 micros |
| 100K | 6 minis or 60 micros | 6 minis or 6 micros |
| 150K | 9 minis or 90 micros | 9 minis or 9 micros |
In the evaluation, one mini counts as ten micros. In Sim Funded, micros count one for one, so 30 micros on a 50K evaluation cannot carry into the funded account. Existing Pro products keep the older limits of 5, 10 and 15 contracts for 50K, 100K and 150K.
Enforcement works in two ways:
- Single-instrument orders above the limit are rejected automatically.
- Mixed orders (minis plus micros, for example) may execute above the overall limit but are still not permitted, and deliberately working around scaling rules is treated as a breach.
News, automation and copy trading
News. Strategies that exploit news volatility are prohibited, including straddles, strangles and disguised news trades. On Pro, Rapid and Rapid EOD Sim Funded accounts, no open positions or working orders are allowed from 2 minutes before to 2 minutes after a Tier 1 release. Builder accounts are exempt from that restriction. On all accounts, non-Tier 1 news can be traded within your normal strategy, though MFFU is not liable for broker disruptions during news.
Automation. High-frequency trading is not allowed. Other automated strategies are allowed if they do not try to exploit favorable simulator fills. Automation on Live accounts must follow CME guidelines.
Copy trading. Copying is allowed across your own MFFU accounts, but you remain responsible for any copier errors. The following are prohibited:
- copying another trader
- coordinated identical or opposite trades across unconnected accounts
- sharing a device with another trader
Inactivity and price limits
Evaluation and Sim Funded accounts need at least one trade in every seven consecutive calendar days. Under section 7 of MFFU’s terms, an inactive account can be deemed dormant, closed and treated as a breach.
Separately, trading is not allowed when a product is within 2% of its CME price limit. This applies to both Sim and Live Funded accounts.
Platforms, commissions and withdrawals
Supported platforms include NinjaTrader, Tradovate, TradingView, Quantower, Hyperprop, DeepDom, Volumetrica Trading, ATAS Orderflow Trading and Deepcharts. Commissions follow a separate MFFU schedule, so add per-contract costs to the evaluation fee.
Payouts are paid through Rise, crypto or bank transfer. MFFU says it has paid traders more than $300,000,000, with processing in under one second.
Costs
Every program is a one-time evaluation fee, often sold at a discount to the list price. The cheapest entries are the Studio plans and the 25K Builder. On a 25K account, Rapid costs more than Builder and Rapid EOD more again. The difference buys daily payouts, no consistency rule and a 90/10 split.
Strengths and trade-offs
Where MFFU stands out:
- Fast payouts. Daily on Rapid and Rapid EOD, every 48 hours on Builder.
- Little consistency pressure. Only Builder has the 50% rule.
- Broad platform choice, including order-flow tools.
- Published mechanics. Buffers follow a stated formula, and the Pro Reserve conditions are set by account size.
What to weigh:
- Redesigned Pro caps and holds profit: the $100,000 payout cap, forfeiture above it and the Reserve.
- Live Pro accounts are small: a $0 start and 2 to 4 contracts.
- Rapid’s intraday trailing can tighten the limit on trades that never close in profit.
- Micro size drops after passing, since Sim Funded counts micros one for one.
- Manual exits on holidays and the 7-day activity rule can both end an account as a breach.
How we checked My Funded Futures (MFFU)
We visited myfundedfutures.com on 13 November 2026, connecting from Tallinn, Estonia. We opened the home page, scrolled to the footer and followed the Terms link. Then we clicked the “Save 40% On Any Plan With Code CLUB” banner, which led to the challenge page, and from there opened the Builder and Rapid plan pages. On the same day we read the Studio page, the NinjaTrader platform page and the help center collections on evaluations, funded accounts, Rapid plans and payout information.
Prices were shown openly. The challenge page listed Rapid at $145 for a $25,000 account, $209 for $50,000, $356 for $100,000 and $463 for $150,000. With the CLUB code, the $25,000 account showed $72.50. Studio evaluations were listed at $75, $140 and $280 as one-time payments. For Rapid, the platform page gave a profit target of 3,000, a max drawdown of 2,000 and 2 days to pass. Clicking “Start Now” brought up a checkout page that still showed prices, and we were not asked to sign in to see it. We stopped there and did not pay, so we cannot describe what happens after that step. The terms name the company as MyFunded Futures, LLC and require at least one trade per seven consecutive calendar days. We saw no risk warning on the pages we opened.
No register check was possible. The site does not claim a licence that appears in any register we can query, so there was nothing to look up.
When we read the Trustpilot profile on 13 November 2026, it showed 4.9/5 from 22,937 reviews, 95% of them five-star. The company has claimed the profile but had replied to 0 of the 8 newest reviews. The domain was registered on 2023-05-04, and the Wayback Machine’s first capture of it is dated 2023-06-29. That early capture may predate the current brand. We could not verify the “$300M+ Paid to traders” figure on the home page, and because we did not buy an evaluation, we have no first-hand view of how payouts work in practice.
Who MFFU may suit
Rapid or Rapid EOD fits a trader who wants short payout cycles and no consistency rule. Rapid EOD suits trades that often run up and then pull back intraday.
Builder suits a trader with fairly even daily profits who trades around Tier 1 releases and wants a lower entry fee with 48-hour payouts.
Studio gives a low-cost account with a static loss limit for someone testing a strategy at small size.
The redesigned Pro fits a trader aiming at Live who accepts 14-day payouts and the Reserve conditions in return for a static MLL after the first payout.
Alternatives
| Provider | Score | Fee | Split | Payouts | |
|---|---|---|---|---|---|
| 7.9/10 | $17 | 100% | 5 Trading Days | Review | |
| 5.3/10 | $343 | 85% | Bi-Weekly | Review | |
| 6.7/10 | $231 | 90/10 | every 3 days | Review |
Sources
- help.myfundedfutures.com/en/articles/11802636-traders-evaluation-simpl
- help.myfundedfutures.com/en/articles/15072271-flex-plan-50-000-a-compr
- help.myfundedfutures.com/en/articles/14290805-builder-plan-50k-a-compr
- help.myfundedfutures.com/en/articles/14116402-rapid-plan-25k-a-compreh
- help.myfundedfutures.com/en/articles/13134709-rapid-plan-50k-a-compreh
- help.myfundedfutures.com/en/articles/17573707-comprehensive-look-into-