QT Funded’s challenge fees are low, starting at $20 for a $5K account. The more important fact for anyone considering it is the firm’s recent record on payouts. Traders have reported payout delays, accounts manually breached after a passed evaluation, and profits forfeited under rules they say were never clearly defined. Its fees and rules need to be read with that history in mind.
What QT Funded is and who operates it
QT Funded is a forex and CFD proprietary trading firm founded in 2023. It is operated by Quant Tekel SVG, which the firm’s site describes as an offshore entity in St. Vincent and the Grenadines, while its About page says the firm is headquartered in London. The Quant Tekel name also appears in the firm’s web addresses, and trader reviews are spread across Trustpilot pages for quanttekel.com and qtfunded.quanttekel.com. The firm’s own site and help center sit at qtfunded.com and support.qtfunded.com.
Trading runs on MetaTrader 5 and TradeLocker. The firm focuses on forex, with CFDs and futures among the asset classes. Payouts go out by crypto only.
The firm does not accept traders from Cyprus, Iran, North Korea, Sudan, Syria or Russia.
Programs and what they cost
QT Funded runs four programs: QT TWO, QT ONE, QT INSTANT and QT POWER. Account sizes vary by program: the site lists $5K to $100K for QT ONE and $10K to $200K for QT TWO. All fees are one-time payments. Discounted prices reflect a 60% discount code running at the time of checking and apply only while that offer runs.
Of the eight challenges, QT POWER is the cheapest at both sizes and QT ONE is the most expensive. At $100K, list prices run from $125 (QT POWER) to $350 (QT ONE). The QT TWO $100K account costs the same as the QT ONE $5K account ($56 discounted, $140 list), so the one-step route costs considerably more per dollar of account size than the two-step routes.
QT TWO: standard two-step evaluation
QT TWO is a two-phase challenge with an 8% profit target in phase one and 5% in phase two. The daily loss limit is 4% and the maximum loss is 8%. The minimum trading day rule is “4 at +0.5%”: four qualifying days tied to a 0.5% profit threshold, as defined in the help center article for the 2-step program. For the $100K account, the time limit is unlimited. Funded accounts pay an 80% profit split on a 14-day payout cycle.
As a worked example on a $100K QT TWO account: phase one requires $8,000 in profit and phase two $5,000. Losses cannot exceed $4,000 in a day or $8,000 in total. Those dollar figures assume both limits are measured from the $100K starting balance. Because the target and the maximum loss are both 8%, phase one gives you as much room to lose as you need to gain.
QT ONE: one-step evaluation
QT ONE drops the second phase. It asks for a 6% profit target with a 3% static daily loss and a 6% maximum loss that trails. Traders need a minimum of 4 trading days. Funded accounts get a 70% split, the lowest of the four programs, with payouts every 4 days.
The trailing maximum loss matters more than the percentage suggests. With a static limit, a $100K account could fall to $94,000 before breaching, regardless of what happened in between. With a trailing limit, the floor follows the account upward. Assuming the trail follows the highest balance and never locks, a trader who reaches $104,000 would breach at $98,000, not $94,000. The 3% daily limit is static, which means it is $3,000 on a $100K account if it is calculated from the starting balance.
One trader complaint concerned a margin rule in the QT One evaluation. The trader asked support for the exact percentage of margin allowed and where the rule was written, out of concern that a passed account would be withheld over it.
QT INSTANT: funded from the start
QT INSTANT has no profit target. The account starts funded under a 3% fixed daily loss and a 6% trailing maximum loss. It carries the program’s headline 100% profit split and a 4-day payout cycle. The minimum day rule is “4 at +1%”, a stricter threshold than QT TWO’s 0.5%.
QT INSTANT carries a 30% consistency rule. Consistency rules generally cap how much of your total profit can come from a single day. Here is a hypothetical example, assuming the rule is measured against total profit in the payout period: with $5,000 in total profit, no single day could account for more than $1,500. Firms differ on whether such a rule blocks a payout, delays it until more profit is earned, or forfeits part of it.
The trade-off is plain. QT INSTANT pays the most per dollar of profit, but it combines a trailing drawdown, a consistency cap and qualifying days that each require a 1% gain. A trader whose results come in a few large days will find this program the hardest to withdraw from.
QT POWER: low-cost two-step
QT POWER is a two-step program with a 6% profit target and an 8% maximum loss. It has no minimum trading days, an 80% split and a 14-day payout cycle. The firm publishes a single target rather than one per phase, and states no daily loss limit or maximum loss type.
QT POWER is the only program where the maximum loss exceeds the target. On paper that makes it the most forgiving evaluation as well as the cheapest. One published complaint describes a funded 2-step Power account in which a payout request was first rejected for news trading. The account was manually breached, then restored after the trader contacted support. A second request, after about 15 working days, was rejected under an “excessive margin” rule and for “gambling behaviour”, and all profits were forfeited. The trader also said the account disappeared from the dashboard without a breach email. That is one trader’s account, not a measured pattern.
Rules beyond the numbers
Targets, loss limits, trading days and splits are all fixed numbers. The complaints against QT Funded center on a different category: discretionary or loosely defined rules applied at the payout stage, which can be enforced against a trade that was within every numeric limit. These include:
- Margin usage limits, which traders say were not stated as a specific percentage.
- News trading restrictions, cited in at least one rejected payout.
- “Gambling behaviour” or excessive risk, a judgment-based standard rather than a numeric limit.
- Manual breaches, where the firm closes an account after review rather than through an automatic drawdown trigger, including one trader who reported a manual breach after passing an evaluation and before receiving the funded account.
Payouts: split, timing and method
The split and cycle depend on the program:
| Program | Profit split | Payout frequency |
|---|---|---|
| QT TWO | 80% | 14 days |
| QT ONE | 70% | 4 days |
| QT INSTANT | 100% | 4 days |
| QT POWER | 80% | 14 days |
Processing time is reported by the firm as 1 business day, and the only method is crypto. QT Funded reports $17,000,000 in total payouts, 31st of the 50 firms that publish a total and 0.3% of all reported payouts. Both figures come from the firm itself and are not independently verified.
The reported processing time sits awkwardly next to the complaints, including one trader who waited 15 working days before a rejection. Crypto-only withdrawals also mean you need a wallet that accepts the firm’s supported coins and networks. They leave none of the card or bank dispute routes that apply to fiat transfers once funds have been sent.
Payout delays and the firm’s response
The complaints are not limited to individual traders. Over a period of several weeks, a significant number of reports about payout delays and operational problems at QT Funded reached an outside review body. That body suspended the firm and asked it for three things:
- Detailed operational information.
- A remediation plan with clear timelines.
- Audited financial documentation demonstrating proof of reserves.
It also set deadlines for outstanding payouts to be processed. QT Funded initially acknowledged the requirements and later said it was unable to commit to the required timelines and conditions. It was then delisted.
Other published complaints describe a Discord ban, support that did not respond properly, and a scheduled meeting that was postponed. One trader was told about a follow-up interview only 10 minutes before it began. Some posts go further and call the firm a scam; those are opinions from aggrieved customers, not findings.
Strengths and trade-offs
What works in QT Funded’s favor on paper:
- Low entry fees, especially QT POWER and QT TWO at small sizes.
- An unlimited time limit on at least the QT TWO $100K account.
- A program range covering two-step, one-step and instant funding.
- Short 4-day payout cycles on QT ONE and QT INSTANT.
- A 100% split on QT INSTANT.
- MetaTrader 5 and TradeLocker support.
What weighs against it:
- Payout-stage rules (margin, news trading, “gambling behaviour”) that traders say were applied without clear written limits.
- Reported manual breaches of passed and funded accounts.
- A documented episode of payout delays and the firm’s refusal to commit to remediation deadlines or provide audited proof of reserves.
- Trailing maximum loss on QT ONE and QT INSTANT, plus a consistency cap on QT INSTANT.
- Crypto as the only withdrawal method.
- A short operating history, since 2023.
How we checked QT Funded
We visited QT Funded on 13 November 2026, connecting from Tallinn, Estonia. Typing qtfunded.com sent us straight to qtfunded.quanttekel.com, a Quant Tekel site that bills itself as a brokerage and prop partner. We opened the home page, the evaluations page, the FAQ and the About page, and clicked the $5K, $10K, $50K and $100K buttons to reveal plan details. The footer names several companies. Quant Tekel (Pty) Ltd is described as an FSCA-authorised broker (FSP No. 53227) offering brokerage as a separate entity. Quant Tekel LLC, 3984 LLC 2025, runs the simulated prop programs. Payments go through QT Treasury Limited (Company Number: HE 487624) in Cyprus. The evaluations page says all QTFunded services come from Quant Tekel SVG, “an offshore entity” in St. Vincent and the Grenadines. The About page, though, calls QT Funded “regulated by the Financial Sector Conduct Authority in South Africa (FSCA licence 53227).” We saw no risk warning.
The rules matched the program tables. QT ONE lists a 6% target, a 6% trailing drawdown, a 70% split and a 4-day cycle. QT TWO’s news rule reads “Restricted - profit forfeited”. QT POWER is pitched as letting you “Trade the news freely”. Withdrawals go to a crypto wallet. Residents of Cyprus, Iran, North Korea, Sudan, Syria and Russia are excluded. Clicking “Get funded” took us to a checkout page that already listed prices. We stopped there and paid nothing.
We tried the FSCA FAIS financial services provider search for number 53227 on 13 November 2026. We could not complete the check. The register was down for maintenance that day.
Trustpilot had no profile for qtfunded.com when we looked on 13 November 2026. The domain was registered on 25 March 2025. The Wayback Machine’s first capture dates from 28 March 2025. We cannot yet say which Quant Tekel company actually holds the FSCA licence, or whether that licence covers the prop programs at all. The footer wording suggests it may not.
Who it may suit, and what to check first
With its current record, QT Funded fits only a narrow use: a trader who treats the fee as the full amount at risk and expects nothing back. A low fee caps what you can lose on the evaluation, but it does nothing to protect profits earned on a funded account, and those profits are where the reported disputes arise. If you still want to try it, confirm a few points in writing before paying:
- The exact margin limit for your program, and where it is written.
- The news trading window.
- How “gambling behaviour” is defined.
- Whether the trailing drawdown follows balance or equity and where it stops.
- How the 30% consistency rule is measured on QT INSTANT, and whether it blocks, delays or forfeits a payout.
- The daily loss limit, maximum loss type and per-phase targets on QT POWER.
Keep screenshots of your dashboard, trade history and every support exchange. Several of the reported disputes turned on what the trader could prove about timing and the rules in force.
Alternatives
| Provider | Score | Fee | Split | Payouts | |
|---|---|---|---|---|---|
| 6.1/10 | $450 | 70%-90% | 14-21 Days | Review | |
| 6.0/10 | $119 | 90/10 from your first reward | Every 24 hours | Review | |
| 6.3/10 | $311 | 80% | Weekly | Review |