OneFunded is a UK-based forex and CFD prop firm. It sells four evaluation models (Flash, Core, Value and Instant). Each passes traders to a simulated funded account with a profit split of up to 90%, or up to 80% on Instant accounts. Its main strengths are low one-time fees, no time limit on evaluations and permissive rules on EAs, copy trading and news trading. The main trade-offs are consistency caps on every funded account, broadly worded prohibited practices and a small, self-reported payout total. The four programs differ in more than price. Each one pairs a different profit target with different loss limits and a different version of the consistency rule, and those combinations decide how much room a strategy has and how quickly it can reach a payout.
Who runs OneFunded and what you can trade
OneFunded is operated by BRYNEX TECH LIMITED, registered in the United Kingdom, from onefunded.com. Trading runs on MetaTrader 5 and TradeLocker, so traders who prefer cTrader, NinjaTrader or a futures platform will need to look elsewhere.
Traders can trade forex, indices, commodities, crypto and stocks, including EU and US shares. Commissions are described only as “low,” without a per-lot figure, so the true round-trip cost per trade has to come from the platform’s contract specifications.
Residents of the United States and Turkey cannot sign up, and neither can residents of sanctioned or embargoed countries.
Challenge programs and costs
All four programs are offered at a $25,000 account size, each for a one-time fee. List prices at that size are:
- Value: $99, two steps
- Core: $139, two steps
- Flash: $159, one step
- Instant: $249, no evaluation
Value is the lowest-priced of the four at this size. Promotional codes, such as a current 20% discount, come and go, so list prices are the better basis for comparing programs. There is no time limit on any evaluation.
The examples below use a $25,000 starting balance and apply each percentage to that balance, which fits the “static” label on the maximum loss. Several terms need confirming in the firm’s help center before the first trade. The first is which balance the daily loss limit is measured from (starting balance, start-of-day balance or equity) and when it resets, because both change how much intraday room a position really has. The second is whether the three-day minimum in the general rules or the program minimums (one day for Flash, four for Value) apply. The third is the starting profit split and the conditions that raise it, since 90% is a ceiling rather than the default.
Flash (one step)
Flash is the single-phase route. The profit target is 10% ($2,500), the daily loss limit is 4% ($1,000) and the maximum loss is 8% static ($2,000). A static limit sets a fixed floor, here $23,000, that does not move up as the account grows. Flash has a minimum of one trading day.
The catch is that Flash is the only program where the consistency rule applies during the evaluation, at 50%. A trader who hits most of the 10% target in one session can reach the number and still fail the consistency check (see below).
Core (two steps)
Core has the widest loss limits of the four: 5% daily ($1,250) and 10% static maximum ($2,500, a floor of $22,500). Phase 1 requires 8% ($2,000) and Phase 2 requires 5% ($1,250). The minimum is three trading days. The consistency rule is off during both evaluation phases and applies at 50% once funded.
For a strategy that runs larger stops or holds through volatility, Core gives the most drawdown room per dollar of target, with a target-to-drawdown ratio of 1:1.25.
Value (two steps)
Value uses the same two-phase structure as Core but asks for more in Phase 2 and allows less loss: 8% in Phase 1, 6% ($1,500) in Phase 2, 4% daily ($1,000) and 8% static maximum ($2,000). The minimum is four trading days, the highest of the group. Like Core, it has no consistency rule during evaluation and a 50% rule when funded.
Value costs $40 less than Core at list price, but the trader gets $500 less maximum drawdown and $250 less daily room, while Phase 2 asks for $250 more profit.
Instant (no evaluation)
Instant skips the evaluation and starts the trader on a funded account. In exchange the limits are the tightest offered: 3% daily ($750) and 6% static maximum ($1,500, a floor of $23,500). The split is capped at up to 80% instead of 90%, and the consistency cap is fixed at 15% from day one. With no target to hit, the fee is the price of skipping the test, and the consistency rule is what governs how profits can be withdrawn.
How the consistency rule works
OneFunded’s consistency rule caps your best single day as a share of the total profit made on profitable days. The cap depends on the program and stage:
| Program | Evaluation | Funded |
|---|---|---|
| Flash | 50% | 50% |
| Core | Off | 50% |
| Value | Off | 50% |
| Instant | n/a | 15% |
The math sets a minimum number of profitable days. Under a 50% cap, the best day can be at most half the total, so at least two profitable days are needed. Under a 15% cap, no single day can exceed 15% of the total, which means at least seven profitable days (because six days at 15% only reach 90%).
Hypothetical example (Flash evaluation): a trader makes $1,800 on Monday and $700 across two more winning days, reaching $2,500. The best day is $1,800 out of $2,500, or 72%, above the 50% cap. To bring Monday under the cap, total profit on profitable days would need to reach at least $3,600, so the trader has to keep trading past the target.
Hypothetical example (Instant): total profit on profitable days of $1,000 limits the best day to $150. A single $400 day would require total profitable-day gains of about $2,667 before the cap is satisfied.
The rule is written in terms of profitable days only. Losing days do not count toward the total that the best day is compared against.
Trading rules and prohibited practices
OneFunded’s permissions are broad on paper:
- Expert advisors (EAs): allowed
- Copy trading: allowed
- News trading: allowed
- Time limit: unlimited
- Minimum trading days: three days in the general rules, one day for Flash and four for Value at the program level
The prohibited list goes further than the usual ban on latency arbitrage. It names manipulative, exploitative, abusive and “unrealistic” trading, plus recovery-style trading, aggressive averaging and correlated exposure concentration. The last three can catch ordinary strategies. Recovery-style trading usually means increasing size after losses to win the money back. Aggressive averaging covers adding to a losing position repeatedly. Correlated exposure concentration can apply to stacking positions in instruments that move together, such as several USD pairs in the same direction or a stock index and its largest components. Terms like “aggressive” and “unrealistic” leave the firm room to interpret, so traders running grid, martingale or heavily correlated baskets should read the full wording before buying a challenge, especially since EAs and copy trading are allowed.
Payouts
Funded traders are paid on a 14-day cycle, which can be shortened to a 7-day cycle with a paid add-on. Withdrawal methods are Rise, crypto and bank transfer.
Two processing figures appear in OneFunded’s own material. The firm reports a processing time of one hour, while a separate firm announcement states that payout requests are processed within 1 to 2 business days. The longer figure is the one to plan cash flow around.
The firm’s home page reports total payouts of $1M+. The figure is self-reported. For comparison, FundedNext reports $411.5 million and Lucid Trading $700 million. A smaller total fits a smaller or newer firm, and traders who weigh track record heavily may prefer firms with longer published histories, such as FundedNext or The5ers.
Account limits
According to a firm announcement, the combined balance across a trader’s funded accounts is capped at $200,000, and any single account can be no larger than $100,000. Account sizes above $25,000 therefore exist within that ceiling. A trader planning to scale by stacking accounts would reach the cap with, for example, two $100,000 accounts.
What traders report
The firm has 149 Trustpilot reviews, with an average score of 4/5 when we read the page on 13 November 2026. Of these, 99 are five-star and 22 are one-star, with the remaining 26 spread across two to four stars: a large positive majority alongside a distinct group of one-star ratings.
Public trader reviews of OneFunded tend to praise the same points:
- Spreads: several reviewers describe raw, tight spreads across instruments, not only on EUR/USD.
- Instrument range: traders cite more than 200 instruments across forex, crypto, metals, indices, commodities and EU and US stocks.
- Payouts: reviewers mention receiving multiple payouts and point to a live payout tracker in the firm’s Discord.
- Pricing and targets: reviewers call the challenges cheap with realistic targets, and one mentions holding a $25,000 funded account.
- Support and dashboard: responsive customer service and an MT5 dashboard that analyzes performance come up repeatedly.
These are individual accounts, many from traders early in their time with the firm. One review was written on the day of a first evaluation pass. None of them measures spreads or audits payout records.
Strengths and trade-offs
Strengths
- Four distinct models at $25,000, from $99 (Value) to $249 (Instant) at list price, with one-time fees
- No time limit on evaluations
- EAs, copy trading and news trading allowed
- Consistency rule switched off during Core and Value evaluations
- Two platforms (MT5 and TradeLocker) and three withdrawal routes, including bank transfer
- Stocks available alongside forex, indices, commodities and crypto
Trade-offs
- Consistency caps apply on every funded account, and Instant’s 15% cap requires at least seven profitable days for a given profit total
- The Flash evaluation applies a 50% consistency cap on top of a 10% target
- Prohibited practices include broadly worded categories (recovery-style trading, aggressive averaging, correlated exposure) that can affect common strategies
- Payout processing is stated as both one hour and 1 to 2 business days
- The published payout total is small relative to established firms and is self-reported
- A 14-day payout cycle by default, with weekly payouts only as a paid add-on
- Not available to US or Turkish residents
- Funded capital capped at $200,000 combined
How we checked OneFunded
We visited onefunded.com on 13 November 2026, connecting from Tallinn, Estonia. From the home page we opened About us, followed “Read all rules” to the risk rules in the help center, and read the Terms & Conditions and the Scaling plan page. Help articles on maximum drawdown, drawdown calculation, the consistency rule and inactivity were on our list too. The footer names two companies. OneFunded Capital Ltd. gives an address in Rodney Bay, Gros-Islet, Saint Lucia, while Brynex Tech Limited lists company number 15918986 at 71-75 Shelton Street, Covent Garden, London. We saw no risk warning anywhere on the pages we opened.
On the home page we clicked through the $5K, $10K, $50K and $100K size tabs. At the $25K size the list prices read $99 for Value, $139 for Core, $159 for Flash and $249 for Instant. Those match the figures in this review. The terms state that the provider “is not registered or regulated by FCA (Financial Conduct Authority)”. That is a plain disclosure. Clicking “Choose challenge” opened a checkout page that already showed prices. We stopped there without buying anything, so we cannot say whether payment requires an account first.
On the same day we searched Companies House, the UK register of companies, for 15918986. It returned BRYNEX TECH LIMITED, a private limited company with status Active, incorporated 27 August 2024, at the same Shelton Street address the footer gives. The company is young. Domain records show onefunded.com was registered on 2021-06-22, and the Wayback Machine’s first capture of the domain dates from 2018-08-08, which may come from an earlier owner rather than the current brand.
When we read Trustpilot on 13 November 2026, OneFunded scored 4/5 from 149 reviews, with 67% five-star and 15% one-star ratings. Some claims remain unchecked. We did not look up OneFunded Capital Ltd. in any Saint Lucia register, and we had no way to confirm the home page’s “$1M+ Paid Out” figure or its 1h payment speed from the outside.
Who OneFunded may suit
- Budget-minded forex traders comfortable with 4% daily and 8% maximum limits may find Value the cheapest entry, provided they can hit the higher 6% Phase 2 target.
- Traders who need drawdown room, such as swing traders with wider stops, have more space in Core, with a 10% static maximum loss for $40 more than Value.
- Traders who want a single phase may consider Flash, as long as their profits come from several days rather than one large session.
- Traders who want to skip evaluation can use Instant, accepting a 6% maximum loss, an 80% split ceiling and a 15% consistency cap.
- Algorithmic and copy traders are allowed in principle, but should check their logic against the averaging and correlation bans.
Alternatives
| Provider | Score | Fee | Split | Payouts | |
|---|---|---|---|---|---|
| 7.7/10 | $175 | up to 90% | everyday | Review | |
| 6.3/10 | $6 | Up to 85% | 30d → 21d → 14d | Review | |
| 7.1/10 | $344 | Up to 95% | Once time limit complete | Review |