4PropTrader is a proprietary trading firm that sells paid evaluation programs for futures, forex and crypto, run on the Quantower platform, with a 95% profit split on all 12 of its programs. Entry pricing is low ($122 for a $10K account), but the programs split into two families with very different rules, funded accounts carry commissions, and the firm’s Trustpilot record is weak.
What 4PropTrader offers
4PropTrader operates from 4proptrader.com. Its core product is the evaluation account: you pay a one-time fee, trade a simulated balance under set rules, and qualify for a funded account if you hit the profit target without breaching the loss limits. Profits on the funded account are shared, with 95% going to the trader.
4PropTrader offers three instrument types: forex, futures and crypto. Its asset coverage is broader than that suggests: futures and CFDs on indices, commodities, metals, energies, equities, and US and EU stocks. The commission structure (covered below) treats futures and CFDs differently, so the market you trade affects your running costs as much as the challenge fee does.
Futures trading runs on Quantower, with ATAS also mentioned. CFD accounts can only be traded through the 4PropTrader WebTrader and the firm’s own mobile app, not on MT4 or MT5. MetaTrader, cTrader or TradingView users would need to move to Quantower to trade with this firm.
A recent firm announcement says fees were “revised and reduced by 90% across markets,” without naming which fees, the baseline or the programs. Treat the challenge prices in this review as current rather than calculating a discount.
The two program families
The 12 challenges share six account sizes ($10K, $25K, $50K, $100K, $150K and $250K) and six program names: Beginner, Basic, Advanced, Pro, Exclusive and Extreme. Each name exists in two versions. One version has no suffix. The other is labeled “- 1 Step.” Both versions are one-step evaluations, so the suffix does not mean the other version has two phases. The real differences are in the targets, loss limits, minimum days, payout timing and price.
Programs without the “1 Step” suffix
These are the cheaper programs. Their terms by account size:
| Account | Fee | Profit target | Max loss | Target % | Max loss % |
|---|---|---|---|---|---|
| $10K | $122 | $600 | $500 | 6% | 5% |
| $25K | $133 | $1,500 | $1,500 | 6% | 6% |
| $50K | $166 | $3,000 | $2,500 | 6% | 5% |
| $100K | $278 | $6,000 | $3,500 | 6% | 3.5% |
| $150K | $345 | $8,000 | $5,000 | 5.3% | 3.3% |
| $250K | $590 | $10,000 | $6,000 | 4% | 2.4% |
In this family, the maximum loss shrinks as a share of the account as the account gets larger: 6% at $25K, 2.4% at $250K. The profit target also falls in percentage terms at the top sizes, but more slowly. Moving from $25K to $250K gives ten times the notional balance with less than half the proportional room for error.
These programs do have a daily loss limit: on any trading day, a trader may lose up to 50% of the End-of-Day (EOD) Drawdown Limit. The minimum is 5 trading days and payouts run every 48 hours. The $10K Beginner program carries a 30-day time limit. The pricing page lists every size in this family, up to $250,000, with “30-Day Access”, so the 30-day window is not unique to the Beginner program.
Programs with the “1 Step” suffix
The “1 Step” versions cost more and have a uniform structure: a 10% profit target, a 6% maximum loss and a 3% daily loss limit at every size.
| Account | Fee | Profit target | Max loss | Daily loss |
|---|---|---|---|---|
| $10K | $177 | $1,000 | $600 | 3% |
| $25K | $307 | $2,500 | $1,500 | 3% |
| $50K | $456 | $5,000 | $3,000 | 3% |
| $100K | $552 | $10,000 | $6,000 | 3% |
| $150K | $724 | $15,000 | $9,000 | 3% |
| $250K | $980 | $25,000 | $15,000 | 3% |
The daily limit is a percentage. Measured against the starting balance, 3% on a $50K account would be $1,500. Measured against the prior day’s balance or equity, the dollar figure moves with your results.
These programs require only 1 minimum trading day and pay out same day, which makes them the faster track on paper. The trade-off is a higher fee and a target that is roughly 1.7 to 2.5 times larger in percentage terms than the equivalent program without the suffix.
Targets, drawdown and the PT:DD ratio
PT:DD is the ratio of profit target to maximum drawdown. A ratio of 1:0.6 means you may lose 60 cents for every dollar you must make. A lower second number means less room relative to the goal.
The “1 Step” family sits at 1:0.6 across all six sizes. The other family ranges from 1:1 on the $25K Basic program (equal target and drawdown, $1,500 each) to 1:0.58 on the $100K Pro program. By this measure, the $25K program without the suffix gives the most drawdown per dollar of target of any 4PropTrader program. The $100K Pro program in the same family gives the least.
The ratio is only part of the picture. The “1 Step” $250K account has the same 1:0.6 ratio as its $10K sibling, but it also has a 3% daily cap that the other family does not list. A strategy that has occasional large losing days can fit the ratio and still fail the daily rule.
End-of-day maximum loss
Every program uses an EOD (end of day) maximum loss. The limit is set from the account’s closing value each session rather than from every intraday peak, so a strong morning that fades by the close does not ratchet it up as a tick-by-tick trailing drawdown would.
Consistency rule
Funded futures accounts do carry a consistency rule: a trader’s highest single-day gain must not exceed 40% of total gains within a reward cycle. The minimum day requirements (5 or 1) still apply.
Costs: challenge fees and trading commissions
Challenge fees
All fees are one-time payments, listed in both dollars and euros (for example, $122 or €109 for the $10K Beginner program). Measured per $10K of account size, the programs without the suffix get much cheaper as they scale. The $10K account costs $122. The $250K account works out to $23.60 per $10K ($590 divided by 25). The “1 Step” family goes from $177 at $10K to $39.20 per $10K at $250K ($980 divided by 25).
Those figures assume you pass on the first attempt. If a strategy needs two or three attempts, multiply accordingly. The lower per-attempt cost of the bigger accounts also comes with the tighter percentage drawdown shown above, which can make repeat attempts more likely.
Futures commissions
Futures trades carry no commission during the evaluation. On funded accounts, the commission is $2 per round turn on E-mini contracts and $0.50 per round turn on Micro contracts. A round turn covers both the opening and closing side of a trade, so a single entry and exit on one E-mini contract costs $2 in total, not $2 per side.
For example, a funded trader who completes 20 E-mini round turns in a day would pay $40 in commissions, and the same activity on Micros would cost $10. For high-frequency futures scalpers, evaluation results will look better than funded results for the same strategy.
CFD commissions
CFD trades are charged 1% of the margin used. This is unusual: the cost depends on the margin a position requires, which depends on leverage, and the firm gives no leverage figure for any program. For example, a position tying up $2,000 of margin would cost $20; if higher leverage cut the margin to $500, the commission would be $5.
Several terms need confirming in the firm’s rules before you size positions or compare costs. Is the 3% daily limit on the “1 Step” programs measured against the starting balance or the prior day’s balance or equity? Does the EOD maximum loss trail upward after profitable days or stay fixed? Are breaches checked against live equity during the session or only at the close? Do commissions come out of gross profit before the 95% split? Does the 1% CFD charge apply once per trade or per side, and during evaluations? The answers to the first three change how much room an open losing position really has. The last two change how CFD costs compare with firms that charge per lot.
Payouts
The profit split is 95% on every program, and the firm states that processing takes 48 hours. Payouts run every 48 hours on the programs without the suffix and same day on the “1 Step” programs.
Withdrawal methods include bank wire, PayPal, cryptocurrency (USDT on the Tron network) and Wise (USD account via SWIFT). USDT on Tron settles quickly and cheaply, but crypto sent to a wrong network or address cannot be reversed. SWIFT transfers to a Wise USD account may involve intermediary bank fees.
4PropTrader does not publish a total amount paid to traders. Its 95% split and 48-hour processing are its own stated terms, and a published payout total, though also self-reported, is one of the few public signals of how such terms work at scale.
Trader reviews on Trustpilot
On Trustpilot, 4PropTrader holds a rating of 1.9 from 54 reviews. Of those, 38 are one-star, about 72% of the total, against 9 five-star reviews. The remaining 6 are spread across two, three and four stars.
The distribution is polarized and the sample is small, and star counts alone do not say whether complaints concern payouts, rule disputes, platform issues or something else. Read the individual one-star reviews and any firm responses, focusing on denied or delayed withdrawals, since those bear directly on whether the 95% split reaches you.
Strengths and trade-offs
Strengths:
- Low entry cost: $122 for a $10K account and $133 for $25K, both one-time fees.
- No futures commissions during the evaluation.
- 95% profit split on every program.
- No consistency rule, so large single-day gains are not capped.
- Fast payout cycles: 48 hours, or same day on the “1 Step” programs.
- Several withdrawal routes, including PayPal, USDT and Wise.
Trade-offs and risks:
- Shrinking drawdown at larger sizes in the cheaper family, down to 2.4% at $250K.
- A 3% daily loss limit on the “1 Step” programs.
- Commissions after funding, including a CFD charge that is hard to estimate without a leverage figure.
- A single platform, Quantower.
- A 1.9 Trustpilot rating and no published payout total.
How we checked 4PropTrader
We visited 4proptrader.com on 13 November 2026 from Tallinn, Estonia. The home page sent us to the English version of the site. From the footer we opened the Imprint, About, Terms and Conditions and Partner Terms pages, then used the menu to reach the CFD trading page. There we clicked “Get Funded” under the Beginner and Basic programs. Both clicks went straight to a checkout page with prices on it, and we saw no sign-in step first. We stopped there and bought nothing.
Prices are in euros. The 1 Step $10,000 CFD challenge was listed at €159.00 with lifetime access. The $10,000 futures plan was €109.00 for 30-Day Access. The FAQ sets a reset fee of $99, and the refund policy says any one-time purchase is non-refundable. According to the futures FAQ, reward requests are processed within 48 hours and may take up to five business days to arrive. What we did not find matters just as much. The site names no legal entity. We saw no licence or registration number, and no risk warning. The only legal anchor we found is a line in the terms saying the website is protected under United Arab Emirates and international laws.
Registers came up empty for a simple reason. With no licence or company claimed, there was nothing to look up, so we ran no register search for this firm.
On 13 November 2026 we read the firm’s Trustpilot profile. It showed 1.9/5 from 54 reviews, with 72% of them one-star. The company has claimed the profile and had replied to 7 of the 8 newest reviews. The earliest Wayback Machine capture of the domain dates from 2023-03-15, the same day the domain was registered. We could not establish who owns or runs 4PropTrader, or whether payouts arrive on the stated schedule. A small, polarized review sample is thin evidence either way.
Who it may suit
On these terms, 4PropTrader fits best for futures traders already comfortable on Quantower who want a low-cost evaluation without per-contract fees during the challenge. The $25K program without the suffix stands out on paper: the 1:1 target-to-drawdown ratio, a 6% loss limit and a $133 fee. Traders who want the shortest route to a payout may prefer the “1 Step” programs for their 1-day minimum and same-day payouts, if they can live with the 10% target and the daily cap.
The firm is a harder fit for traders who need MetaTrader or TradingView, who run large CFD positions where a margin-based commission adds up, or who put payout track record first. Firms that publish payout totals and have deeper review histories, such as Topstep or Tradeify on the futures side, offer a different balance of cost and track record.
Alternatives
| Provider | Score | Fee | Split | Payouts | |
|---|---|---|---|---|---|
| 4.9/10 | $317 | 80% (up to 100% with add-on) | On demand | Review | |
| 7.1/10 | $109 | 80% | every 7 days | Review | |
| 6.3/10 | — | — | Bi-weekly | Review |