Atmos Funded is a CFD prop trading firm run by Atmos Global Ltd., a company incorporated in the Union of the Comoros, with AtmosFunded Ltd. of Cyprus named as a further operating entity. It began operating in November 2024. Traders buy an evaluation or an instant account, trade simulated capital on MetaTrader 4 or MetaTrader 5, and earn a share of the profits on funded accounts. The firm has four programs, and they differ sharply in how drawdown is measured. Two of them use a trailing limit that locks when a payout is requested, so the size of a withdrawal can decide whether the account survives it. That one rule matters more for a funded Atmos trader than any headline split or price. 2-Step Standard, with a static 10% maximum loss, is the most conventional route. Against the low entry fees and flexible style rules sit a short track record, a small reported payout total and polarized reviews.
The four programs
1-Step Nova
Nova is the one-phase evaluation, offered from $5K to $200K. It has a 5% profit target and an 8% maximum loss. As on Instant Funding, the drawdown trails with equity (see the drawdown section below).
The evaluation has no minimum-day requirement. Once funded, the account has two extra conditions:
- Profitable-day requirement: at least 7 profitable trading days of 0.5% or more each before a payout.
- Risk protection: total risk per symbol, counting both closed and floating positions, may not exceed 1% in a single day.
Payouts on Nova are on demand once the 7-day condition is met.
2-Step Standard
Standard is the conventional two-phase route: a 10% target in phase one, then 5% in phase two. The daily loss limit is 5% and the maximum loss is 10%, which is static. A static limit is measured from the starting balance and does not move as the account grows. Both the evaluation and the funded stage require 3 profitable trading days of at least 0.5% each. Payouts run on a 14-day cycle.
The base split is 80%, with 90% available as a paid add-on on the bi-weekly programs.
Instant Funding
Instant Funding skips the evaluation. The account starts funded with no profit target, a 3% daily loss limit and a 5% maximum loss that trails. Sizes run from $5K to $100K, and payouts are on a 14-day cycle.
Instant accounts have no minimum profitable-day requirement. They do have a best-day cap: no single trading day can make up more than 20% of total profit, measured on equity.
As a hypothetical example, a trader with $1,000 of total profit can count no more than $200 of it from any one day. A $400 day means the trader must keep trading until total profit reaches $2,000 before that day stops breaching the cap.
2-Step Plus
2-Step Plus is a second two-phase program with 6% targets in both phases, offered from $5K to $200K. It is a separate product, not a variant of Standard.
How the trailing drawdown and payout lock work
The firm describes the same drawdown behavior for Instant Funding and 1-Step Nova:
- The floor trails up as equity rises. It moves up with new equity highs.
- It stops trailing at the starting balance. Once the floor reaches the initial account size, it stays there.
- A payout request locks the floor at the starting balance, even if the floor had not yet reached it.
- A buffer left after the payout becomes the new drawdown room. Withdrawing the full amount above the starting balance breaches the account.
A hypothetical $10K Instant account shows how this plays out. The example assumes the 5% maximum loss trails from peak equity by $500 (5% of the starting balance) and ignores the profit split for simplicity.
| Event | Equity | Floor |
|---|---|---|
| Account opens | $10,000 | $9,500 |
| Equity peaks | $10,300 | $9,800 |
| Equity peaks again | $10,500 | $10,000 (trailing stops) |
| Equity grows further | $10,900 | $10,000 |
| Trader requests payout, leaves $300 | $10,300 | $10,000 |
After that payout, the trader has $300 of room before breaching, not the original $500. If the trader instead withdrew all $900, the balance would sit exactly at the floor and the account would breach.
Point 3 adds a further case. Suppose equity is $10,300 with the floor at $9,800, and the trader requests a payout. The floor jumps to $10,000. Withdrawing the whole $300 then leaves no buffer at all.
2-Step Standard avoids this trade-off because its 10% maximum loss is static.
Trading rules
Atmos publishes a long list of conduct rules. The ones most likely to affect an ordinary strategy are below.
News trading
News trading is allowed in all challenge phases. On funded accounts and Instant Funding, the firm prohibits executing orders from 2 minutes before to 2 minutes after high-impact news on the affected instruments. The ban covers:
- opening or closing trades
- placing pending orders
- stop-loss or take-profit orders triggering inside the window
Profits made inside the window are voided.
The stop-loss and take-profit part is easy to miss. A protective stop that fills during a release counts as an execution. A trader can break the rule by holding an open position into news without touching the platform.
Holding time, margin and reversals
- Holding time: at least 50% of all trades must stay open for more than 2 minutes.
- Margin use: using 85% or more of available margin on a single asset is prohibited.
- Reversals: reversing on the same asset within 90 seconds of closing a prior trade is prohibited. The firm calls this “chasing price” and includes rapid buy and sell switching to recover losses.
Anti-gambling policy
The firm groups several practices under an anti-gambling policy:
- aggressive averaging
- martingale
- one-sided betting
- chasing price
- tick scalping
- grid trading
- hyperactivity or execution flooding
- trading without structured risk management
Separately, it prohibits:
- latency and arbitrage trading
- high-frequency trading
- news-window trading
- opposite trading or hedging across accounts
- group trading and account management for others
- platform or price-feed manipulation
- account sharing
- “all-in” trades
EAs, copy trading and hedging
- Expert Advisors: allowed if the trader owns the EA and it fits their strategy. Commercial EAs are prohibited.
- Copy trading: permitted only between the trader’s own Atmos Funded accounts. Copying from external signal sources is not allowed.
- Hedging: allowed. Hedging across accounts, or coordinating with other users’ accounts, is prohibited.
Overnight, weekend and inactivity
- Overnight and weekend holding: allowed, but crypto cannot be held over the weekend.
- Weekend trading: the only instrument tradeable on weekends is gold, through a dedicated XAUUSD247 symbol.
- Inactivity limits: an evaluation account closes after 90 days of inactivity, and a funded account after 365 days.
Instruments and leverage
Atmos offers CFDs on forex, metals, indices and crypto, with the same leverage on every program:
| Asset class | Leverage |
|---|---|
| Forex | 1:50 |
| Metals | 1:15 |
| Indices | 1:10 |
| Crypto | 1:2 |
At 1:2, a crypto position needs half its notional value as margin. Combined with the 85% single-asset margin rule, this caps crypto position size well below what the forex leverage allows. The firm has also added single-stock CFDs, such as Take-Two Interactive (TTWO.US).
Costs
Fees are one-time purchases. A 12% November code applies to 2-Step Standard. For example, the $100K Standard account costs $549, or $483 with the code.
Prices differ widely between programs:
- 1-Step Nova is priced far below 2-Step Standard at every size offered.
- Instant Funding costs more than Standard at each matching size. That is the usual price of skipping the evaluation.
- 2-Step Plus is priced the same as Standard at most sizes.
Two terms need confirming before purchase. Nova is promoted with a split of up to 90%, but the firm’s rules give it 80%. 2-Step Plus’s loss limits, split and payout cycle should be checked on the firm’s own rules page.
Deposit methods
Atmos takes card payments and a range of local options:
| Country | Local methods |
|---|---|
| Brazil | locally processed cards, boleto |
| Mexico | SPEI bank transfers |
| Colombia | PSE bank payments |
| Indonesia | DANA and OVO e-wallets |
| Vietnam | QR payments from banking apps |
In Indonesia and Vietnam, payments start from $5.
Payouts
Withdrawals go out by bank wire, crypto or local methods. The firm’s rules page states that payouts are typically processed within 2 to 5 business days after approval.
Atmos reports $2.2 million in total payouts. That is a firm-published figure that has not been independently verified, and it is small next to the large firms.
Restricted countries
Atmos does not accept traders from several jurisdictions, including:
- the United States and its territories (Puerto Rico, American Samoa, the Northern Mariana Islands and the US Virgin Islands)
- Belgium
- Russia, Belarus and Ukraine
- North Korea, Iraq, Yemen, Palestine, Zimbabwe, and Wallis and Futuna
Trustpilot reviews
Atmos Funded had a Trustpilot average of 2.9 from 353 reviews when we read it on 13 November 2026, and the reviews are split. 52% are five-star and 38% are one-star. Only about 10% fall in the two-, three- and four-star range combined.
Most reviewers either rate the firm highly or rate it at the bottom. Several recent reviews accuse the firm of refusing payouts, and these allegations are worth reading in full before buying a funded account.
Strengths and trade-offs
Strengths
- Four routes to funding, including a no-evaluation Instant option and a low-fee one-step evaluation.
- A static 10% maximum loss on 2-Step Standard, which avoids the trailing-floor and payout-lock mechanics.
- Rules that leave room for common styles: hedging within an account, overnight holding and owned EAs.
- Weekend gold trading through XAUUSD247.
- Payout and deposit options that include local methods, plus fast processing claimed by the firm.
Trade-offs
- The payout lock on Instant and Nova shrinks drawdown room with every withdrawal, and a full withdrawal breaches the account.
- Funded-stage conditions on Nova (7 profitable days, 1% per-symbol daily risk) make a cheap entry harder to turn into cash.
- A strict news window on funded and Instant accounts that includes stops and targets triggering.
- Behavioral rules open to interpretation, such as “lack of structured risk management” and “hyperactivity,” alongside the measurable holding-time, margin and reversal rules.
- A short track record, a small reported payout total and polarized reviews.
How we checked Atmos Funded
We visited atmosfunded.com on 13 November 2026, connecting from Tallinn, Estonia. Our walk started on the home page and went down to the footer. From there we followed the links to the legal, about us, program and rules pages. Most inner pages now carry the name “Atmos by Taurex” in their titles. Clicking “Buy Challenge” took us to a checkout page at app.atmosfunded.com that listed eight prices. That is where we stopped. We bought nothing, and because we went no further we cannot say what the sign-up step asks for.
The home page listed the $100K 2-Step Standard account at $549.00, or $483.12 with code NOV. A $10K Instant Funding account was $124.00. Standard asks for a 10% profit target in Phase 1 and 5% in Phase 2, with a fixed 10% max drawdown and a 5% daily limit. Instant Funding has no target, a 3% daily loss limit and a 5% drawdown that trails. Leverage on the rules page reads 1:50 for forex and 1:2 for crypto. The same page says payouts are typically processed within 2 to 5 business days after approval.
Two companies appear in the footer. It describes Atmos Global Ltd. as incorporated under the laws of the Union of the Comoros, with company number HT00525042 and license number BFX2025060. AtmosFunded Ltd. is described as a Republic of Cyprus company with registration number HE471627. The site also states that Atmos is neither licensed, authorised, nor regulated by any financial regulatory authority. We ran no register check, since none of these numbers sits in a register we are able to query.
On 13 November 2026 we read the firm’s Trustpilot profile. It showed 2.9/5 from 353 reviews. The company had replied to 0 of the 8 newest. The earliest Wayback Machine capture of the domain is dated 2025-03-03, the same day the domain was registered. We could not independently confirm the $2.2M+ payout total or how quickly payouts arrive in practice. Treat both as the firm’s own claims.
Who it may suit
2-Step Standard is the most conventional fit. It suits a forex or index swing or day trader who can:
- wait for the 14-day cycle
- meet three 0.5% profitable days
- prefer a fixed loss floor
Instant Funding suits a trader who does not want an evaluation and accepts two constraints: the 20% best-day cap and smaller withdrawals that leave a buffer above the starting balance.
1-Step Nova fits a trader who wants a low entry fee and steady small daily gains rather than concentrated wins.
Atmos is a poor fit for scalpers, grid or martingale traders, and anyone who relies on trading high-impact releases on a funded account. US residents cannot use the firm at all.
Alternatives
| Provider | Score | Fee | Split | Payouts | |
|---|---|---|---|---|---|
| 6.5/10 | $800 | 80% | on-demand | Review | |
| 5.4/10 | $3,699 | 80-90% | On demand | Review | |
| 6.3/10 | $56 | 80% | 14 days | Review |