A crypto prop firm sells you an evaluation and, if you pass, a funded account whose profits it shares with you. Most firms in this ranking are multi-asset firms that offer crypto next to forex, and sometimes stocks or futures. Only Breakout runs a challenge that covers crypto alone, and its 3% maximum loss is among the tightest here. Swing traders who hold over the weekend should start with firms that allow it, such as Upcomers, WSFunded, FundedElite, FundYourFX, FundingRock and FXIFY. Traders built around perpetual futures fit Upcomers, which offers perps. Traders who need room for wide stops get the most with FTMO and Moneta Funded, at a 10% maximum loss. So “best” depends less on the firm’s name than on how its rules handle a market that trades around the clock and moves several percent in a session.
What the order is based on
Entries are ranked by each firm’s overall score on a 10-point scale, which runs from 8.1 for FTMO at the top to 6.9 for Crypto Fund Trader at the bottom. The user rating is a separate figure: a rating out of 5 with its review count. The two do not always agree, and the gap tells you something:
- Upcomers is fourth on score (7.3) but carries a 2.9 user rating from 578 reviews.
- Breakout has a 4.7 user rating from 1,276 reviews but sits eleventh on score (7.0).
- FundingPips has the most reviews of any entry (72,793) with a 4.4 rating and is second on score.
A high score with a weak user rating means the firm’s terms look strong on paper while the people who reviewed it rated it poorly. A strong rating from a small review count carries less weight than the same rating from tens of thousands. Read the two numbers together, and open the firm’s review before you buy.
Scores between neighboring entries are close: five firms sit between 7.0 and 7.2. Multi-asset firms are also scored as a whole, not only on their crypto offering. At that spacing, one rule that matters to your strategy should outweigh a 0.1 difference in rank.
How we checked the firms in this list
We checked all 15 brands on this page on 2026-11-13, connecting from Tallinn, Estonia, in the EU. Fourteen official sites opened normally. Hola Prime’s site could not be read from the EU when we tried. Register results are thin. We have a register lookup on record for only three brands, and all three came back confirmed in Companies House (UK). Alpha Capital Group Limited, number 13719951, is listed as Active and incorporated 2 November 2021. FXIFY Solutions Limited is Active and incorporated 31 October 2022. For Funded Trading Plus, number 12696083 is Active and incorporated 24 June 2020. For the other 12 brands, including FTMO, FundingPips and E8 Markets, there is no register lookup on record, so we make no claim either way about their registration.
Sign-up flows differed. At FTMO, FundedElite and For Traders, the main button led to a sign-in or account page before any payment screen. The remaining 12 opened a checkout without an account. FundingPips’ “Buy Challenge” and Alpha Capital Group’s “Start your Evaluation” are two examples. Trustpilot figures help with comparison. FundingPips showed 4.4 from 73,691 reviews and FTMO showed 4.8 from 56,660. Upcomers sat at 2.9 from 585 reviews. Archive history varies widely too. Moneta Funded’s first archive capture is 2025-07-13, while Alpha Capital Group’s is 2022-03-18. A first capture shows when the domain was first saved, which is not always the same as when the current business started.
These checks have limits. We did not open accounts, deposit money, buy a challenge or test payouts, so nothing here speaks to how rules are enforced, how fast payouts arrive or how support responds.
Three ways firms offer crypto
Multi-asset firms with crypto added. FTMO, FundingPips, Alpha Capital Group, Moneta Funded, FundedElite, FundYourFX, FundingRock and others offer forex and crypto, sometimes with stocks. Crypto here typically means crypto instruments on the same platform and under the same account-wide rules as currency pairs. Those drawdown, news and weekend rules were written for a multi-market account, so check how each applies to a market that never closes.
Crypto-only challenges. Breakout’s 1-Step Turbo covers crypto only, with rules set for crypto. That does not make them looser: its loss limits are among the tightest in this ranking (see drawdown below).
Perpetual futures. Upcomers offers perps alongside regular futures. If your strategy is built around perpetual futures on a crypto exchange, a firm that offers perps fits it more naturally than one that offers crypto only as a side market.
Rules that matter more in crypto
Each rule below applies to the specific challenge and $100K account named; a firm’s other programs may have different terms. Several conditions need confirming on the firm’s own site before you buy. “Restricted” weekend holding on FTMO and FundingPips is not a ban, but conditions apply. The phase order of FTMO’s 10% / 5% and Moneta Funded’s 5% / 10% targets should be checked. “Up to” profit splits depend on scaling or add-ons.
Weekend holding
Bitcoin and other crypto assets trade seven days a week, while forex-based rule sets often treat Friday’s close as the end of the trading week. Weekend holding is:
- Not allowed on Alpha Capital Group’s Alpha Pro.
- Restricted on FTMO’s 2-Step Challenge and FundingPips’ 2 Step Pro.
- Allowed on Upcomers’ Classic Phoenix, WSFunded’s PRIME Challenge, FundedElite’s Flash Activation, FundYourFX’s Pay After Pass, FundingRock’s 2 Step Challenge and FXIFY’s Crypto Instant Funding.
If you swing-trade crypto and expect to hold positions through Saturday and Sunday, this rule alone can rule out several of the top-scored firms.
Drawdown size and type
Crypto’s volatility makes the loss limit the rule that ends most evaluations. Both its size and how it moves matter.
A static maximum loss stays at a fixed level relative to the starting balance. A trailing maximum loss rises as the account makes new highs, so open profit you give back counts against you. FXIFY’s Crypto Instant Funding and Funded Trading Plus’s 1-Step Express use a trailing limit. Most other entries use a static one.
Size varies widely across $100K accounts:
- FTMO and Moneta Funded set a 5% daily loss and 10% maximum loss.
- FundingPips, FundedElite, FundingRock and Upcomers set 3% daily and 6% maximum.
- WSFunded’s instant account sets 1% daily and 3% maximum.
- Breakout’s 1-Step Turbo sets 3% daily and 3% maximum, so the daily limit and the total limit are the same.
To see what this means for position size, take a hypothetical case: a $100K account with a 3% static maximum loss ($3,000 of room), and a Bitcoin position with a stop placed 4% below entry. A $75,000 position would lose $3,000 if stopped out ($75,000 × 4%), which uses the entire allowance on one trade. Keeping a single loss to 1% of the account ($1,000) would cap that position at $25,000. Assumptions: the loss is measured from the starting balance, there is no slippage, and fees and funding are ignored. Gaps through a stop make the real loss larger.
Profit targets and number of steps
Two-step challenges (FTMO, FundingPips, Moneta Funded, FundingRock) split the target across two phases. FundingPips and FundingRock each set 6% for phase one and 6% for phase two. FTMO sets 10% / 5% and Moneta Funded 5% / 10%. One-step challenges ask for a single target: 9% at Breakout, 10% at Funded Trading Plus, 12% at FundYourFX. Instant accounts such as WSFunded’s PRIME and FXIFY’s crypto program skip or shorten the evaluation.
A useful check is the target compared with the maximum loss. Breakout’s 9% target against a 3% maximum loss asks you to make three times what you are allowed to lose. FTMO’s 10% first-phase target against a 10% maximum loss is one to one. The first rewards precise risk control, and the second leaves more room for crypto’s normal swings.
Reading the fee against the risk it buys
Headline fees range from $11 to $855, and several are shown discounted from an original price. The fee buys you a set amount of permitted loss before the account fails, so it is worth dividing one by the other.
Using the fee and static maximum loss for $100K accounts, and assuming the limit is measured from the starting balance:
| Challenge | Fee | Max loss in dollars | Fee per $1,000 of loss room |
|---|---|---|---|
| FTMO 2-Step | $602 | $10,000 | about $60 |
| Moneta Funded 2-Step | $855 | $10,000 | about $86 |
| FundingPips 2 Step Pro | $373 | $6,000 | about $62 |
| Breakout 1-Step Turbo | $330 | $3,000 | $110 |
Profit split, payout timing and refund terms also differ, so this measures loss room per dollar rather than overall value. It shows that a lower fee can buy much less room to trade. FXIFY’s crypto program is priced on a $5K account, not $100K, so its fee does not compare directly with the others. FTMO, Upcomers, FundYourFX and FXIFY refund the fee, which changes the net cost if you pass.
Payout speed and method
Payout terms are where the crypto-focused entries stand out:
- Breakout: daily, starting one day after funding.
- FundYourFX: within 24 hours.
- Upcomers and Crypto Fund Trader: on demand.
- Funded Trading Plus: day 0, then every 7 days.
- FTMO, Moneta Funded, FundedElite, FundingRock: 14-day cycles. FTMO’s cycle counts from the first day of trading.
- Alpha Capital Group: bi-weekly or on demand.
- FXIFY: bi-weekly once a minimum threshold is met.
Profit splits run from 80% up to “up to 100%.” FundingRock, for example, pays 80% with 95% as an add-on. FundedElite offers up to 95% but 80% during the live phase.
Payout methods matter if you want to be paid in crypto. Most entries pay in crypto among other methods. FundingRock pays in crypto only. Alpha Capital Group pays through Rise and Wise, with no crypto option.
How to choose
Work through the criteria in this order, so the first one that disqualifies a firm saves you from reading the rest:
- Match the instrument. Decide whether you need crypto alongside forex, a crypto-only rule set, or perpetual futures. Check that the firm offers the coins you actually trade.
- Check weekend and news rules against your holding period. A swing trader holding crypto over the weekend can drop every firm that restricts or bans it. A scalper who closes positions intraday can ignore this.
- Size the drawdown to your stop distance. Run the position-size arithmetic above with your own typical stop. If one normal trade would use more than a fraction of the maximum loss, the account is too tight for your strategy, whatever its fee.
- Compare the fee with the loss room and refund.
- Read the firm’s background. Check where each firm is based and since when; several entries give neither. A country of incorporation is not a licence. Treat a prop firm evaluation as a purchased service, not a deposit.
- Start small. A smaller account on the same program tests the platform, the execution on crypto instruments and the payout process for less money.
FAQ
Is a crypto funded account traded with real money?
Not necessarily. Many prop firms run evaluations, and often funded accounts, on simulated capital and pay traders a share of the simulated profits. Some programs, such as FundedElite's, describe a separate live phase with a different split. Each firm's terms state which stage uses live capital.